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About Antworks P2P

Antworks Money is one of India’s fastest growing online financial services portal offering online users wide range of Secured and Unsecured loan options, P2P loans, free credit scores and credit counseling services.

The company is working on the mission of building India’s Most Trusted Online Financial Services Company akin to a Digital bank wherein customers can get most of services provided by a Bank in a completely hassle free manner.

A large section of the Indian population don’t get their credit requirements fulfilled through formal lending channels like Banks and NBFCs due to factors like complex manual credit appraisal system, information asymmetry and limited access, lack of trust, high operating costs etc. Sensing the dire need of technology to fill this gap and bring efficiency, trust and transparency in the lending industry, Rajeev Mahajan and Subhayu Ghose founded Antworks Money in April 2017.

About Us

About Our Team

Rajeev Mahajan, Ex-Senior President and Country Head-MNC Infrastructure, Yes Bank is the Co-Founder Director & CEO at Antworks Money.

Rajeev is a Chartered Accountant and has experience in Banking, Corporate Finance, Audit and Strategic Consulting. Rajeev has worked with leading Banks in India like Yes Bank, ICICI Bank and IDBI Bank. Rajeev was part of senior management team at Yes Bank and has first-hand experience in setting up and scaling up financial services business in India.

About Our Team

Subhayu Ghose is the Co-Founder Director at Antworks.

Subhayu is a Chartered accountant and has experience in areas of Banking, Treasury and Fund Raising and Corporate Consulting. Subhayu has worked with India’s leading banks and consulting companies like IDBI Bank and SBI CAPs and BizCap Advisors.

Antworks Money is an online market place that facilitates loans to consumers and businesses and offer Lenders an opportunity to finance the loans. Our goal is to democratize the banking and consumer finance industry to make it more transparent, easily accessible, consumer focused and cost efficient. We intend to provide a credible alternative to traditional way of financing in India with an online marketplace that uses technology and a more efficient funding process to lower operational costs and deliver a better experience to both borrowers and lenders.

Antworks Money provides option to users to simultaneously process their application from bank and P2P platforms. Antworks Money’s robust technology and algorithm on the platform creates best match for lenders and the borrowers. Antworks Money has tie up with more than 20 Banks and NBFCs to arrange best offers for users. On the P2P platform, the holistic credit rating mechanism and the transparent rate setting process ensures that credit worthy borrowers get loans at best possible rates of interest. The customers can also check their credit score for free within a few minutes on our platform.

Antworks Money has disbursed loan applications of more than US $5 mn since its inception. Within a short span on time, the platform has marked a monthly traffic of more than one lakh and created a user base of above 10k.

Disclaimer: Reserve Bank of India does not accept any responsibility for the correctness of any of the statements or representations made or opinions expressed by Antworks P2P Financing Private Limited, and does not provide any assurance for repayment of the loans lent on it. Antworks P2P Financing Private Limited is having a valid certificate of registration dated April 01, 2019 issued by the Reserve Bank of India under Section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or the opinions expressed by the company and for repayment of deposits / discharge of liabilities by the company.

The information contained herein is only to enable the Lender to make a considered decision. Any decision taken by the Lender on the basis of this information is the sole responsibility of the Lender and Antworks P2P Financing is not liable. This information does not include any sensitive personal data or information of the Borrower. Antworks P2P Financing only facilitates a virtual meeting place between the Borrowers and the Lenders on its online platform. The decision to lend is entirely at the discretion of the Lender and Antworks P2P Financing does not guarantee that the Borrowers will receive any loans from the Lenders. Antworks P2P Financing merely aids and assist the Lenders and the Borrowers listed on its website to make and receive loans and charges a service fee from the Lenders and the Borrowers for such assistance. Antworks P2P Fianncing is only an ‘Intermediary’ under the provisions of the Information Technology Act, 1999.

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